Case # 68376 Life Insurance Council ALBERTA INSURANCE COUNCIL (the “AIC”)
In the Matter of the Insurance Act, R.S.A. 2000, Chapter I-3 (the “Act”)
And In the Matter of Robson Maurice (the "Agent")
AGREED STATEMENT OF FACTS AND JOINT SUBMISSION WHEREAS the Alberta Insurance Council (the “AIC”) undertook a review of the Agent’s Continuing Education (CE) records, in response to a DEMAND for information sent to the Agent as part of a CE audit;
AND WHEREAS the Agent failed to respond to the DEMAND to provide CE certificates for the last 3 licensing periods and missed the deadline provided in the DEMAND for information;
AND WHEREAS the Agent is aware of the opportunity to retain and instruct legal counsel with respect to the matters referred to in this Agreed Statement of Facts and Joint Submission;
NOW THEREFORE the Agent and the Investigator agree as follows: 1.0 For the purposes of this Agreed Statement of Facts and Joint Submission, the Agent makes the following admissions and submissions:
1.1.1 The Agent was the holder of Certificates of Authority (M-1000039-317 and Q-1000039-317) to transact business as a Life and Accident and Sickness Insurance Agent and was licensed from May 20, 2016 until November 1, 2017 when his certificates of authority were suspended for failure to respond to the CE audit;
1.1.2 On September 22, 2017, the AIC emailed the Agent a pre-audit request to monitor his email inbox for a formal request letter regarding the CE audit. This pre-audit request was sent to provide the Agent with notice of the upcoming audit so that he could gather information pertaining to the audit for submission to the AIC;
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Case # 68376 Life Insurance Council 1.1.3 On September 29, 2017, the AIC emailed the Agent the formal notice in the form of a DEMAND for information to respond to the CE audit within 30 days of the DEMAND;
1.1.4 On October 16, 2017, the investigator emailed the Agent a reminder to respond and complete the CE audit prior to the deadline;
1.1.5 On November 7, 2017, the Agent provided the AIC with a copy of the one CE course certificate required. The AIC advised the Agent that he had not provided the certificate within the timeline and as such had not met the deadline to complete the CE audit as per the DEMAND for information sent on September 29, 2017;
1.1.6 The Agent’s license was suspended for failure to respond to the audit in the time provided on November 1, 2017. The Agent apologized for his “negligence” and lack of understanding of the repercussions. He further stated that he would be more careful and responsible, now that he is aware.
2.0 As a result of the facts set out in this Agreed Statement of Facts and Joint Submission, the Agent contravened section 481 (1) and (2) of the Act, and consequently violated section 480 (1) (b) of the Act for failing to respond to a DEMAND for information.
3.0 The Agent and the Investigator jointly recommend to the Life Insurance Council (“Council”) that the Council approve this Agreed Statement of Facts and Joint Submission and resolve, dispose of and finally conclude this matter involving the Agent by approving a decision in the form annexed hereto as Schedule 1, which provides for a civil penalty in the amount of $300.00, in accordance with the penalties prescribed in section 13 (1) (b) of the Certificate Expiry, Penalties and Fees Regulation, A.R. 125/2001.
4.0 The Agent recognizes that the acceptance of the decision set out in Schedule 1 shall be at the unfettered discretion of the Council.
5.0 The Agent is aware of and acknowledges that upon receiving notification of the Council’s decision, the civil penalty specified in Schedule 1 must be paid within the time frames set out in section 480 (4) of the Act.
6.0 The Agent is also aware of and acknowledges that by entering into this Agreed Statement of Facts and Joint Submission, the Agent waives his right to appeal this decision as set out in section 482 of the Act.
7.0 The Agent waives any existing right he may have under the Act or otherwise to a hearing, review, judicial review or appeal of this matter.
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Case # 68376 Life Insurance Council 8.0 The Agent acknowledges that this Agreed Statement of Facts and Joint Submission may be referred to in this or any other proceeding under the Act, and in regulatory proceedings in other jurisdictions.
9.0 The Agent recognizes that this Agreed Statement of Facts and Joint Submission resolves all issues involving the Agent in this matter only, as the matter is described above.
Dated at the City of Calgary, in the Province of Alberta this _______9_________ day of _______November__________________ 2017. ALBERTA INSURANCE COUNCIL PER:
_________Signed_____________ Mitzi Murray, Investigator
Dated at the City of Calgary, in the Province of Alberta, this ________17______ day of _____November__________________ 2017.
______Signed________________ Robson Maurice, Agent
In the presence of: _______Signed_____________ ______________________________ Signature of Witness Name of Witness (please print) 3
Case # 68376 Life Insurance Council SCHEDULE 1 ALBERTA INSURANCE COUNCIL (the “AIC”) In the Matter of the Insurance Act, R.S.A. 2000, Chapter I-3 (the “Act”) And In the Matter of Robson Maurice (the “Agent”) DECISION OF The Life Insurance Council (the “Council”)
WHEREAS the Investigator of the Alberta Insurance Council (“AIC”) made a DEMAND for information in relation to an audit for Continuing Education (CE) course certificates being conducted by the AIC;
AND WHEREAS as a result of a failure to respond to this DEMAND for information in a timely manner, the Investigator and the Agent entered into an Agreed Statement of Facts and Joint Submission, a copy of which is attached hereto;
AND WHEREAS pursuant to the Agreed Statement of Facts and Joint Submission, the Agent has agreed to pay a civil penalty in the amount of THREE HUNDRED DOLLARS ($300.00) and has acknowledged that the Council has the discretion to accept or reject that recommendation;
AND WHEREAS the Council considers that it would be in the public interest to approve the said Agreed Statement of Facts and Joint Submission;
IT IS ORDERED that: 1. The Agreed Statement of Facts and Joint Submission be accepted and is hereby approved; and 2. The Agent pay a fine of THREE HUNDRED DOLLARS ($300.00), in accordance with the terms and conditions set out in the Agreed Statement of Facts and Joint Submission.
The attached Agreed Statement of Facts and Joint Submission was reviewed by the Council and a motion to approve this decision was made and carried at a properly conducted meeting of the Life Insurance Council. The motion was duly recorded in the minutes of that meeting.
_____December 20, 2017_______ Date
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_______Original Signed By_______ Kenneth Doll, Chair Life Insurance Council